I'm currently doing a camp swap, but I swapped factories instead. From my calculations I'm making $3.27mil more in 10 days of collecting.
With 24,055 citizens going off of original $235 gross income
factory swap=-5happy=-$10 gross
with improvements that's (1.07^5)*(1.01)*(1.05^3)*(1.08^2)=> -$19.13 gross*.28 = -$5.36 per person
one time -250k swap cost over bank
total over 10days=-$1,539,348
bank swap= gross*(.93^5)=> -$71.51 gross*.28 = -$-20.02 per person
total over 10 days= -$4,816,484
just started number crunching a couple of days ago to max my actions. Someone please correct me if I'm wrong.