DownFall

+5 happiness is the same effect I get from my 30million Stock Market (I'm pretty sure, unless there is something that effects happiness but not direct income), so I'd say it's pretty much worth it. My SM will take me not that many days to repay itself, so I'm sure that the LC swapping will provide just as good if not more of a benefit

What about GOONS- they went from being in the same sort of position to being completely annihilated and cast out by the CN community.