QUOTE (Lamuella @ Oct 27 2009, 04:28 PM)

there's one big part you missed out from your combination there, Loki. Work ethic, intelligence, common sense, and business sense are great, but they also need luck. They need nothing uncontrollable to go wrong. They need the market not to unexpectedly collapse. They need their health not to become a huge issue after they get his by a car.
I'm a believer in safety nets, because I think that while you can't stop someone being lazy or not being sensible, you can shield them from effects that are not their doing. Some people work incredibly hard, are very smart, and make all the right moves, and still fail because of something they have no control over. I think an ideal society should have a responsibility to help these people try again. Penalizing people for being unlucky is not something I'm fond of.
Well, keep in mind I never said we should penalize the unlucky, but you're correct that there's always going to be a certain factor of luck for any success. A tornado, earthquake, or meteor strike can easily put an end to a rock-solid business plan in a hurry. But when you work hard and make smart decisions, the amount of luck you need to succeed goes down a lot. When you don't work at all and blow what cash you have on lotto tickets, you need
lots of luck to succeed. So by working hard and making good decisions, you drastically enhance your chances for success.
Now, I'm not at all against some safety nets in place to soften the fall for those who find themselves in a tough spot through no fault of their own. My problem, specifically, is with that net being used as a permanent hammock by people who are too lazy or uncaring to do anything for themselves. Here I'm talking about welfare queens, agricultural subsidies, financial company bail-outs, auto company bail-outs, blanket forclosure prevention assistance, most foreign aid (specifically aid to Africa), etc. The worst part of all those things is that the money to finance them comes from the pockets of people who
are working hard,
are acting responsibly,
are making the right decisions, and who
are taking responsibility for themselves. They do everything right and have money ripped from their hard-working hands to support those who do everything wrong.
So our lines of thinking aren't completely opposed on this, though I'm sure there's a lot of disagreement on who's deserving of what.