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life insurance Rate Topic: *---- 1 Votes

#1 User is offline   sparta 

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Posted 18 September 2007 - 06:51 PM

ok now this one. know with the soldiers you bought. you can have them have life insurance. how will this work you ask? well everyday you will be collecting the money that you get for coving this soldier with life insurance. the more soldiers you cover with life insurance, the more you will get everyday. in other words it will go in your collect taxes option. now when the soldier that was covered with life insurance dies you have to pay the money you owe for that.

ex. lets say you cover 1 soldier with life insurance, the limit amount of money you cover with life insurance that you get in taxes is $100. (pleese tell me if that needs fixing) so anyway, if the amount of money you cover this 1 soldier with life insurance is $100, you get $100 a day, and it goes on your collect taxes option. but if that 1 soldier dies and he had life insurance on him, lets say you have to pay $500 or 1k. once you pay that then you can't collect life insurance taxes from this soldier anymore.

you can cover as many soldiers as you want with life insurance. but you can't be in peace mode or the life insurance will cancel, because its cheep if you just go in peace and he will never die.

so what ya think? also tell me if its the citizans that should have the life insurance or both.

#2 User is offline   rozalia 

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Posted 18 September 2007 - 07:09 PM

I don't like it.

#3 User is offline   sparta 

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Posted 18 September 2007 - 07:14 PM

View Postrozalia, on Sep 19 2007, 01:09 AM, said:

I don't like it.


well thats refrashing. pleeze explain why you don't like it

#4 User is offline   rozalia 

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Posted 18 September 2007 - 07:20 PM

Its not that hard to stay out of war.

#5 User is offline   yo mama 

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Posted 18 September 2007 - 07:21 PM

i think it should be just soldiers, but it sounds pretty good...to boost my income

#6 User is offline   sparta 

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Posted 18 September 2007 - 07:29 PM

yep this idea's purpose is to boost income more. Rozallia its actully not that easy to stay out of war. i looked at nation wars and i see that nations are attacked everyday. so to me, its not that easy.

#7 User is offline   The Swankster 

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Posted 18 September 2007 - 07:37 PM

Everyone in the GPA would be rich.

#8 User is offline   rozalia 

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Posted 18 September 2007 - 07:41 PM

View PostThe Swankster, on Sep 19 2007, 02:37 AM, said:

Everyone in the GPA would be rich.


Well richer then they already are.

#9 User is offline   sparta 

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Posted 18 September 2007 - 08:00 PM

View Postrozalia, on Sep 19 2007, 01:41 AM, said:

Well richer then they already are.


well not so fast, like i said if your soldiers that were coverd with life insurance then you lose like 2k. im trying to think how much you would lose if that soldier died. ppl what do you think. how much should you be billed if 1 soldier died that had life insurance and you collected $100 a day from him.

#10 User is offline   Rakarth 

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Posted 18 September 2007 - 09:44 PM

I don't think this is a good idea, while it will give peacefull nations a bit more income it would be bad in case of a war. If a nations with life insurance gets attacked in a blitz attack you will then in addition to loosing most of your army and maybe being thrown into anarchy your economy will be crippeled because you have to pay out life insurance money on all the soldiers you have lost.

As a side note, in RL soldiers don't get life insurance because of the constant danger they are in. It's the army themself that pays for medical care and stuff like that. Also as pointed out it's not hard to avoid a war, if you are in an alliance you will have friends to back you up and send you aid anyway. Since it is imposible to calculate the probability for loosing soldiers in CN then life insurance would be pointless. It is imposible to find a fair income VS payout from life insurance since not all nations will have the same probability of loosing soldiers.

#11 User is offline   keenu 

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Posted 18 September 2007 - 09:57 PM

idea = bad.

#12 User is offline   Muffinator 

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Posted 19 September 2007 - 12:13 AM

I'd love to be the nation that gets life insurance just before this:

Quote

Nuclear Weapons - Destroys all enemy soldiers,


#13 User is offline   (DAC)Syzygy 

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Posted 19 September 2007 - 12:20 AM

bad idea, no company would sign life insurance contracts for soldiers. even if they do, "dying in case of a war" is not covered. only "normal" death from accidents and such. so whats the purpose? "boosting income"!!!!!(add 100 ! here)

the problem is: the nations in this game DONT NEED more income, in fact there is MUCH TOO MUCH money in the game right now. Everything is pretty much inflating and the spiral gets worse with every month.

so i quote for truth:

Quote

idea = bad


#14 User is offline   Warfunn 

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Posted 19 September 2007 - 01:56 PM

Awful idea. Wouldnt be worth it and could screw over a new nation

#15 User is online   auto98 

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Posted 19 September 2007 - 02:43 PM

I dont get it - surely if you are taking out insurance you would make a payment to buy the insuraqnce, then if they die you get money - where does this "you get $100 a day" come into it?

#16 User is offline   Tyrone The Tyrant 

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Posted 19 September 2007 - 05:48 PM

View Postauto98, on Sep 19 2007, 03:43 PM, said:

I dont get it - surely if you are taking out insurance you would make a payment to buy the insuraqnce, then if they die you get money - where does this "you get $100 a day" come into it?


I'm with auto98 on this. Having been in the insurance business in the past, you've got it backwards. Life Insurance should be a daily bill, or a one time (large) payment, then if soldiers die in battle you collect. This way it would give you a payment during a critical time and help you recover from the losses of war.

Your idea is totally backwards and screwed up. :wacko:

#17 User is offline   sparta 

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Posted 19 September 2007 - 05:51 PM

View PostTyrone The Tyrant, on Sep 19 2007, 11:48 PM, said:

I'm with auto98 on this. Having been in the insurance business in the past, you've got it backwards. Life Insurance should be a daily bill, or a one time (large) payment, then if soldiers die in battle you collect. This way it would give you a payment during a critical time and help you recover from the losses of war.

Your idea is totally backwards and screwed up. :wacko:


k how about i just change it the way you just said it. plz summit what you just said but in a idea form.

#18 User is offline   Tyrone The Tyrant 

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Posted 19 September 2007 - 06:02 PM

View Postsparta, on Sep 18 2007, 09:00 PM, said:

... how much should you be billed if 1 soldier died that had life insurance and you collected $100 a day from him.


Hey, I'm getting a real kick out of this one. So your point is that your nation is acting as the insurance company and collecting the premiums, then when the soldier dies it is time to pay out on the policy. OK, so be it; however, again your idea is absured! A life insurance policy with a $100.00 per day premium (or $3,000.00) a month would have such a large payout at time of death, it would bankrupt your nation. Here's an example: in RL I pay $23.00 per month (not per day) for $350,000.00 coverage, so based on those numbers, each soldier that died would require a payout of $45,652,173.91 That's well over $45M per soldier! Now how do you like your own idea?! :wacko:

#19 User is offline   Tyrone The Tyrant 

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Posted 19 September 2007 - 06:03 PM

View Postsparta, on Sep 19 2007, 06:50 PM, said:

k how about i just change it the way you just said it. plz summit what you just said but in a idea form.


Get a load of this guy, do your own work, you're the one with all the stupid ideas

This post has been edited by Tyrone The Tyrant: 19 September 2007 - 06:05 PM


#20 User is offline   sparta 

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Posted 19 September 2007 - 06:08 PM

View PostTyrone The Tyrant, on Sep 20 2007, 12:03 AM, said:

Get a load of this guy, do your own work, you're the one with all the stupid ideas


wooooo, chill. im just saying.

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