life insurance
#1
Posted 18 September 2007 - 06:51 PM
ex. lets say you cover 1 soldier with life insurance, the limit amount of money you cover with life insurance that you get in taxes is $100. (pleese tell me if that needs fixing) so anyway, if the amount of money you cover this 1 soldier with life insurance is $100, you get $100 a day, and it goes on your collect taxes option. but if that 1 soldier dies and he had life insurance on him, lets say you have to pay $500 or 1k. once you pay that then you can't collect life insurance taxes from this soldier anymore.
you can cover as many soldiers as you want with life insurance. but you can't be in peace mode or the life insurance will cancel, because its cheep if you just go in peace and he will never die.
so what ya think? also tell me if its the citizans that should have the life insurance or both.
#9
Posted 18 September 2007 - 08:00 PM
rozalia, on Sep 19 2007, 01:41 AM, said:
well not so fast, like i said if your soldiers that were coverd with life insurance then you lose like 2k. im trying to think how much you would lose if that soldier died. ppl what do you think. how much should you be billed if 1 soldier died that had life insurance and you collected $100 a day from him.
#10
Posted 18 September 2007 - 09:44 PM
As a side note, in RL soldiers don't get life insurance because of the constant danger they are in. It's the army themself that pays for medical care and stuff like that. Also as pointed out it's not hard to avoid a war, if you are in an alliance you will have friends to back you up and send you aid anyway. Since it is imposible to calculate the probability for loosing soldiers in CN then life insurance would be pointless. It is imposible to find a fair income VS payout from life insurance since not all nations will have the same probability of loosing soldiers.
#13
Posted 19 September 2007 - 12:20 AM
the problem is: the nations in this game DONT NEED more income, in fact there is MUCH TOO MUCH money in the game right now. Everything is pretty much inflating and the spiral gets worse with every month.
so i quote for truth:
Quote
#16
Posted 19 September 2007 - 05:48 PM
auto98, on Sep 19 2007, 03:43 PM, said:
I'm with auto98 on this. Having been in the insurance business in the past, you've got it backwards. Life Insurance should be a daily bill, or a one time (large) payment, then if soldiers die in battle you collect. This way it would give you a payment during a critical time and help you recover from the losses of war.
Your idea is totally backwards and screwed up.
#17
Posted 19 September 2007 - 05:51 PM
Tyrone The Tyrant, on Sep 19 2007, 11:48 PM, said:
Your idea is totally backwards and screwed up.
k how about i just change it the way you just said it. plz summit what you just said but in a idea form.
#18
Posted 19 September 2007 - 06:02 PM
sparta, on Sep 18 2007, 09:00 PM, said:
Hey, I'm getting a real kick out of this one. So your point is that your nation is acting as the insurance company and collecting the premiums, then when the soldier dies it is time to pay out on the policy. OK, so be it; however, again your idea is absured! A life insurance policy with a $100.00 per day premium (or $3,000.00) a month would have such a large payout at time of death, it would bankrupt your nation. Here's an example: in RL I pay $23.00 per month (not per day) for $350,000.00 coverage, so based on those numbers, each soldier that died would require a payout of $45,652,173.91 That's well over $45M per soldier! Now how do you like your own idea?!
#19
Posted 19 September 2007 - 06:03 PM
sparta, on Sep 19 2007, 06:50 PM, said:
Get a load of this guy, do your own work, you're the one with all the stupid ideas
This post has been edited by Tyrone The Tyrant: 19 September 2007 - 06:05 PM

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